Explore TrustCommerce E-Commerce Solutions

Most businesses offer a way for customers to pay online. Whether patients pay co-pays and balances; riders pay for monthly parking or transit passes; or a shopper buys a new sweater, online offers customers the convenience of making a payment or purchase anytime. While the channel might be the same, the environment for online payments within an organization may be unique. So, at TrustCommerce, we offer a variety of ways to integrate online payments. Here are the top 3:

TC Link® API

The TC Link® API (TC Link) is a thin, open-source, messaging API that facilitates processing of a wide variety of payment types on a wide variety of platforms and languages. TC Link enables clients to safely and easily integrate TrustCommerce’s payment and risk management solutions into their proprietary environments. This flexibility accommodates new features and future releases of other vendor solutions. Some key features include:

Real-Time processing thin-client API; built-in automated failover technology
Processing support for all payment types: Credit Cards, Corporate Cards (Level 2), Procurement Cards (Level 3), Debit Cards, ACH transactions, scheduled Recurring and Installment payments, and Convenience fees
Supports third-party encrypting PIN-pads and card readers

TC Link is frequently integrated with:

Websites
M-commerce (mobile commerce)
Shopping carts

TC Trustee® API – Transparent Redirect

TC Trustee® API is a merchant-hosted software solution that seamlessly integrates into the checkout process of a merchant’s shopping cart, payment page, or other online payment system. Customers enter their credit card data on a form on the merchant’s Web site, submit the payment form, and the data is seamlessly redirected to the TrustCommerce payment gateway. TrustCommerce stores and transmits the sensitive cardholder data. This solution gives the merchant full branding and customization capabilities.

TC Trustee API supports all credit cards, signature debit cards, and ACH payments. It leverages the dependability, security, and performance of the TrustCommerce payment acceptance platform and is integrated into the TC Vault® reporting. By completely removing credit card data from the merchant’s environment, TC Trustee API empowers merchants to proactively address compliance and security.

TC Trustee API:

Notifies the merchant if a payment was approved, accepted, or declined, but the merchant never has access to the actual cardholder data
May reduce the cost of ongoing compliance
Defers the risk of data compromise

TC Trustee API is frequently integrated with:

Shopping carts
Donation pages
Simple payment pages
Tokenization for ACH and cardholder data

TC Trustee® Host – Hosted Payment Pages

TC Trustee® Host allows merchants to process secure and reliable online transactions and payments by way of a secure hosted payments application. The TC Trustee Host is a secure payment application designed to integrate into a merchant’s online shopping cart, donations page, or other payment system in order to remove cardholder information from their network environment. The TC Trustee Host is a hosted payment application offering a secure environment in which to collect sensitive cardholder data outside a merchant’s own network environment.

TC Trustee Host is frequently integrated with:

Shopping carts
Donation pages
Simple payment pages
Tokenization for ACH and cardholder data

Enable Recurring, Subscription, or Installment Payments

If you sell subscriptions via your online store or allow customers to make monthly or installment payments, consider using TC Citadel® in combination with our e-commerce offerings. TC Citadel lets you safely and securely process recurring payments without the need to store cardholder payment information. Merchants exchange credit card numbers, ACH information, or other customer privacy data elements for TrustCommerce issued Billing IDs (token). TC Citadel can accommodate the following payment types:

Recurring: Automated charges at regular intervals
Installment: Automated installments, charged at regular intervals, for some period or against some balance
Deferred: Automated charge at some date in the future

Enabling recurring billing speeds up the payment process, offering your customers greater convenience.

Security at the Core

TrustCommerce provides solutions that minimize the costs and risks associated with payment acceptance/processing. Our solutions help clients address PCI DSS compliance requirements and go beyond to protect sensitive payment information. Merchants may enjoy significant cost reductions by taking the following steps:

Defer all payment acceptance, transmission, storage, and other handling to secure, PCI validated payment processing solutions, such as those offered by TrustCommerce.
Replace all payment systems with those implementing PCI-approved/validated encryption solutions, such as those offered by TrustCommerce.
Eliminate the storage of all payment data.

Wrap Up

TrustCommerce offers many paths to e-commerce. If you’d like to speak with a Solutions Consultant to understand which might be best for your needs, call 800.915.1680 or request a demo.