SAP POS is a solution suite of applications to support store-side retailing processes for multi-format retailers, including hard and soft goods, apparel, discount and other general merchandise retailers. The suite includes a configurable client/server Microsoft Windows-centric POS (POS v10.1) with in-store back office capabilities, and a centralized server for Electronic Funds Transfer (Centralized EFT v1.8) processing (include credit, debit, check, gift card, EBT).