In part two of our two-part series on popular implementation paths for e-commerce, we discuss secure hosted payment pages.
“Simplicity is the ultimate sophistication.” –Leonardo da Vinci
Sometimes the solution for a complex issue can be simple. In our previous blog post, we showed you how the TC Trustee API provides a secure environment for accepting payments and helps merchants reduce PCI DSS scope. It is easy to set up and seamless to the user. TC Trustee Host, hosted payment pages, offers similar benefits, but the path is a little simpler for the merchant.
The TC Trustee Host is a great option for small to medium businesses looking to implement a feature-rich online payment solution that can reduce PCI DSS compliance scope. TrustCommerce’s solution enables businesses to accept credit card, debit card, and ACH payments from their online shopping cart, donations page, or other payment system with a simple integration process. It also supports one-time, recurring, and subscription payments.
A hosted payment application, TC Trustee Host provides a secure environment in which to collect sensitive payment information. This secure solution eliminates the need for merchants to capture, transmit, or even store credit card information, greatly reducing PCI DSS scope.
Hosted payment pages are convenient because they do not require complex payment page programming. The solution includes easy to use end user tools to customize the look and feel of the hosted payment page so that it aligns with the merchant’s branding.
How It Works
When customers checkout they will automatically be redirected to the secure TC Trustee “Hosted Page”, which resides on a different domain, where they enter their card data to complete the transaction. Their credit card data is entered directly onto TrustCommerce’s servers eliminating risk and liability to your business. Once the payment is processed, a response (acknowledgement) is sent back to the merchant’s web application. The customer is then seamlessly sent back to the merchant web site to complete their online experience. Payment data never enters the merchant environment.
The TC Trustee Host provides merchants with robust reporting tools for reconciliation and analysis through the TC Vault at no additional cost. Real-time transaction reporting allows your customers to know if their transaction has been approved or declined immediately upon completing the checkout process.
Easy to Set Up
From a user-friendly interface, merchants can customize features within the TC Trustee Host to match their website and branding. For example: company logo, font color style and size, background and header colors, landing URL modifications (successful/unsuccessful payment URLs).
Things to consider:
- Easy to set up and does not require advanced programming skills
- Customer is redirected to a page hosted by TrustCommerce with a similar look and feel as the merchant website
- Reduced PCI DSS scope, risk and liability