Data tokenization replaces cardholder data with a unique identifier known as a token. This allows you to safely and securely process customer payments, without storing sensitive payment information on your servers.
Once a payment token or Billing ID has been created, your customers’ data is stored in the TrustCommerce PCI-compliant data storage facility — safely out of your environment. If intercepted, the data contains no cardholder information, rendering it useless.
It is easy to set up repetitive billing cycles—with or without a known end date. Payment tokenization is an ideal tool for subscription payment processing, accepting recurring donations, and more.
Learn how it helps:
Online, mobile, touchless kiosk, in-person and integrated with third-party solutions.
Benefits:
TC CardCurrent® is an account updating product that helps merchants keep accurate customer payment card data on file when accepting repeat, recurring and installment payments.
For merchants who tokenize their clients’ card information for future transactions, whether it be repeat business, recurring or installment payments, keeping card information current with TC CardCurrent® helps result in fewer declines when customers’ card information changes due to theft, loss, or expiration.
TC CardCurrent® updates stored payment card information automatically, without the need to contact customers. Further, with the increase in cyber threats and stolen card data, cardholders are issued replacement cards more frequently. Using TC CardCurrent®, these changes won’t impact your business or your customer, increasing retention and sales.
Protect patient payment data and streamline transactions with tokenization. Our Tokenization Guide explores how replacing sensitive card details with secure tokens enhances security, ensures PCI DSS compliance, and simplifies future payments. Download the guide to learn how tokenization improves patient trust and maximizes collections for providers.
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